One clear view of reconciliation, exceptions and settlement.
Compass brings every transaction source, exception and settlement outcome into a single operational record — so Operations always knows what matched, what didn't, and what still needs a decision, from transaction to closure.
- 99.4%
- auto-reconciliation rate
- T+0
- exception visibility
- 1
- record of truth, source to closure
Reconciliation breaks down quietly, then all at once.
Sources that don't talk to each other
Core banking, card schemes, transfer switches and billers each report their own version of a transaction.
Manual reconciliation doesn't scale
Spreadsheet matching breaks down long before volume does, and it leaves no defensible audit trail.
Exceptions get lost, not tracked
A break that isn't assigned an owner and a deadline quietly ages until it's a write-off or an escalation.
Settlement uncertainty at close
Without a live variance view, closing a cycle means hoping the numbers tie, not knowing they do.
No end-to-end visibility
Leadership sees a match-rate slide once a week, not the operational state of the book right now.
Governance you can't evidence
When a regulator or auditor asks why a record cleared, 'the analyst remembers' isn't an answer.
One pipeline, from source to closure.
Every transaction moves through the same six stages — visible the whole way, not just at the end.
Everything Operations needs, nothing it doesn't.
Reconciliation
A rules-driven match waterfall clears the book across cards, transfers and bills.
Exception management
Every break is owned, reasoned and tracked to SLA — nothing ages silently.
Variance tracking
Expected against actual, decomposed by cause: fees, timing, or a genuine break.
Rules engine
Matching, variance and settlement policy expressed as auditable, ownable rules.
Settlement visibility
GL journals, posting status and closure readiness, live through the cycle.
Provider & source management
Feed configuration, contractual fees and sync health in one registry.
Auditability
Append-only trail — every action carries an actor, a reason and a trace.
Maker-checker governance
Value-based approval thresholds keep every high-value decision second-checked.
Built for the teams who own the outcome.
Operations
A single work queue for every exception — owned, prioritized and tracked to SLA, not scattered across spreadsheets.
Finance
Variance decomposed by cause before it reaches the ledger, so what posts to GL is already explained.
Management
Live match rates, exception volumes and closure readiness — the state of the book, not last week's slide.
Reconciliation teams
A rules engine they can see and tune, and an append-only trail that evidences every decision made.
See reconciliation the way Operations does.
Explore the live console — sources, matching, exceptions and settlement, exactly as your team would work it.
Explore Compass